Virginia VA Loan Resources Hub

Every free tool, guide, and resource Mike publishes, all in one place.

Program figures verified July 2026. Details change; confirm your scenario with us.

Downloadable PDFs

The VA Loan Playbook: our guide to using the VA home loan benefit, start to finish. Eligibility and the Certificate of Eligibility, how entitlement decides whether a loan limit applies to you, the current funding fee figures and who is exempt, what the VA appraiser checks, buying around a move, refinancing later, and the pitfalls that cost Veterans money. Federal rules, so it reads the same wherever you buy.
The Virginia first-time VA buyer guide: 30+ page guide to using VA financing in Virginia. Covers eligibility, calculations, Virginia-specific advantages (the disabled-Veteran exemption, Down Payment Assistance (DPA)), summer PCS tactics, VA appraisal, refinancing, and pitfalls.
Virginia Veteran discounts & benefits guide: quarterly-updated 20-page guide to Virginia + federal Veteran benefits, discounts, and tax breaks. Updated quarterly.

BAH → Purchase Price: base + rank → max Virginia home price with Virginia summer utility reality
Funding Fee Calculator: first use vs subsequent + disability waiver
PITI Payment Calculator: full monthly with Virginia county property tax + insurance + HOA
Max $0-Down Purchase Calculator: income → max VA home price at 41% DTI guideline
Disabled Veteran Tax Savings Calculator: disabled Veteran property tax exemption $ savings
IRRRL Recoupment Calculator: 36-month VA rule pass/fail
Disability Gross-Up Calculator: 25% boost to qualifying income
Residual Income Calculator: VA's South region 2026 thresholds
All calculators in one place

Home: site index + base routing
Eligibility: COE, service requirements, entitlement
2026 Virginia Loan Limits: every Virginia county + independent city, plus jumbo
Disabled Veteran Property Tax: details
Funding Fee + Waiver: 10%+ disability waiver
IRRRL Simplify Refi
First-Time VA Buyer
Assumable VA Loans

Virginia DPA + VA pairing: how Virginia Housing assistance pairs with a VA loan
VA Construction Loans in Virginia: single-close vs two-close + Virginia builder list
Relocating to Virginia: occupancy + tax residency transition
Tribal Lands + NADL: seven federally recognized Virginia tribes + Native American Direct Loan
Master-planned community VA approval: VA approval help for Virginia communities
Hurricane + flood insurance reality: Hampton Roads coast + sea-level-rise
Hampton Roads vs Northern Virginia vs Richmond: Virginia metro comparison
Summer PCS Playbook: June-August buyer competition tactics
Virginia Retiring Veteran Guide: top-3 US retirement state for Veterans
VA Loan Glossary: 75+ Virginia-relevant terms

Naval Station Norfolk: largest naval base in the world, Norfolk
JB Langley-Eustis: 1st Fighter Wing F-22s + Fort Eustis, Hampton / Newport News
MCB Quantico: Crossroads of the Marine Corps, Prince William County
Pentagon / JB Myer-Henderson Hall: DoD headquarters, Arlington
NAS Oceana: Navy East Coast master jet base, Virginia Beach
Fort Lee: Army sustainment hub, Richmond / Petersburg area

Norfolk · Virginia Beach · Richmond · Alexandria · Arlington · Hampton · Newport News

Statewide Virginia Veterans discounts: state programs + federal benefits + national chains
Norfolk metro discounts
Virginia Beach area discounts
Virginia Veteran discounts & benefits

Virginia VA Credit Tune-Up: free credit coaching for Veterans planning to buy in 6-12 months
60-Second Eligibility Check: 3-step intake, no credit pull

NMLS Consumer Access: verify Mike's license + Cornerstone's license
VA Home Loan Benefits (VA.gov): official VA loan documentation
Virginia Department of Veterans' Services: state Veteran programs
Virginia Housing: DPA grant, closing-cost grant, Plus Second
Virginia DHCD HOMEownership DPA: deferred DPA for buyers at or below 80% AMI