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Virginia Tax Exemption for Disabled Veterans — Calculator

Virginia's tax exemption for disabled veterans wipes out the real-estate tax bill for those rated 100% permanent-and-total service-connected — the dwelling plus up to one acre, with no value cap (Va. Code §58.1-3219.5; more acreage where your locality exempts more). Unremarried surviving spouses keep it, even if they move. See your savings.

By Mike Certo, NMLS #260555 —

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Your situation

Your qualification
Virginia's exemption is all-or-nothing: 100% P&T — including Veterans paid at the 100% rate through individual unemployability, per Virginia DVS guidance — removes the entire bill on the home + one acre. Unremarried surviving spouses keep it and may move it to a new principal residence.
Your home
Rough planning assumptions; your city or county sets the real rate.

Your Virginia disabled-Veteran property tax savings

$0 per year · $0 over 10 years
Annual property tax (without exemption)$0
Exemption applied—
Annual tax removed$0
Annual property tax (after exemption)$0
Annual savings$0
How to claim: File with your city or county commissioner of the revenue with your VA rating letter — they must decide within 20 business days, and once granted it does not expire. Overview at the Virginia Department of Veterans Services. We handle the financing side; your commissioner of the revenue handles the exemption.

Virginia tax exemption for disabled veterans: common questions

Who qualifies for the Virginia tax exemption for disabled veterans?

The Virginia tax exemption for disabled veterans (Va. Code §58.1-3219.5) zeroes real estate tax on the primary residence plus up to one acre for a Veteran rated 100% permanent-and-total service-connected. There is no income limit and no assessed-value cap. An unremarried surviving spouse keeps the exemption and can move it to a new Virginia home.

How do I claim the Virginia disabled veteran property tax exemption?

File with your city or county commissioner of the revenue and include your VA rating letter. They must decide within 20 business days, and once granted the exemption does not expire. Your locality sets the assessed value and tax rate; the commissioner of the revenue determines the exemption itself.

Does the Virginia disabled veteran exemption cover a vehicle too?

Yes. A 2020 amendment to the Virginia Constitution (Article X, Section 6-A), effective January 1, 2021, exempts one vehicle (a car, pickup, or panel truck, not a motorcycle) owned by a 100% permanent-and-total disabled Veteran or their spouse from local personal property tax.

Talk to a Virginia VA loan specialist about your numbers

Have a question about what this calculator showed you? Mike Certo (Cornerstone First Mortgage, Nationwide Mortgage Licensing System (NMLS) #260555) reviews every result personally. No commitment, no pressure.

Simplified estimate: your locality sets assessed value and rate; the commissioner of the revenue determines the exemption. Estimates only. Not a commitment to lend. Actual VA loan terms depend on full underwriting including credit, income, assets, property appraisal, residual income, and VA entitlement. Mike Certo · Cornerstone First Mortgage NMLS #173855 · Mike Certo NMLS #260555. Equal Housing Lender.