Virginia VA Loan Resources Hub
Every free tool, guide, and resource Mike publishes — all in one place.
Program figures verified July 2026 — details change; confirm your scenario with us.
Downloadable PDFs
- The Virginia first-time VA buyer guide — 30+ page comprehensive guide to using VA financing in Virginia. Covers eligibility, calculations, Virginia-specific advantages (the disabled-Veteran exemption, Down Payment Assistance (DPA)), summer PCS tactics, VA appraisal, refinancing, and pitfalls.
- Virginia Veteran discounts & benefits guide — quarterly-updated 20-page guide to Virginia + federal Veteran benefits, discounts, and tax breaks. Updated quarterly.
Calculators (8 total)
- BAH → Purchase Price — base + rank → max Virginia home price with Virginia summer utility reality
- Funding Fee Calculator — first use vs subsequent + disability waiver
- PITI Payment Calculator — full monthly with Virginia county property tax + insurance + HOA
- Max $0-Down Purchase Calculator — income → max VA home price at 41% DTI guideline
- Disabled Veteran Tax Savings Calculator — disabled Veteran property tax exemption $ savings
- IRRRL Recoupment Calculator — 36-month VA rule pass/fail
- Disability Gross-Up Calculator — 25% boost to qualifying income
- Residual Income Calculator — VA's South region 2026 thresholds
- All calculators in one place
Core Virginia VA loan guides
- Home — site index + base routing
- Eligibility — COE, service requirements, entitlement
- 2026 Virginia Loan Limits — every Virginia county + independent city, plus jumbo
- Disabled Veteran Property Tax — details
- Funding Fee + Waiver — 10%+ disability waiver
- IRRRL Streamline Refi
- First-Time VA Buyer
- Assumable VA Loans
Virginia-specialist content (zero-national-coverage)
- Virginia DPA + VA pairing — how Virginia Housing assistance pairs with a VA loan
- VA Construction Loans in Virginia — single-close vs two-close + Virginia builder list
- Relocating to Virginia — occupancy + tax residency transition
- Tribal Lands + NADL — seven federally recognized Virginia tribes + Native American Direct Loan
- Master-planned community VA approval — VA approval help for Virginia communities
- Hurricane + flood insurance reality — Hampton Roads coast + sea-level-rise
- Hampton Roads vs Northern Virginia vs Richmond — Virginia metro comparison
- Summer PCS Playbook — June-August buyer competition tactics
- Virginia Retiring Veteran Guide — top-3 US retirement state for Veterans
- VA Loan Glossary — 75+ Virginia-relevant terms
Comparison pages
Base hubs (deep PCS guides)
- Naval Station Norfolk — largest naval base in the world, Norfolk
- JB Langley-Eustis — 1st Fighter Wing F-22s + Fort Eustis, Hampton / Newport News
- MCB Quantico — Crossroads of the Marine Corps, Prince William County
- Pentagon / JB Myer-Henderson Hall — DoD headquarters, Arlington
- NAS Oceana — Navy East Coast master jet base, Virginia Beach
- Fort Lee — Army sustainment hub, Richmond / Petersburg area
City guides
- Norfolk · Virginia Beach · Richmond · Alexandria · Arlington · Hampton · Newport News
Veteran discounts
- Statewide Virginia Veterans discounts — state programs + federal benefits + national chains
- Norfolk metro discounts
- Virginia Beach area discounts
- Virginia Veteran discounts & benefits
Free services
- Virginia VA Credit Tune-Up — free credit coaching for Veterans planning to buy in 6-12 months
- 60-Second Eligibility Check — 3-step intake, no credit pull
Connect with Mike
- About Mike — credentials, NMLS, philosophy
- Contact — phone, email, contact form
- For Real Estate Agents — Realtor referral playbook
External resources worth knowing
- NMLS Consumer Access — verify Mike's license + Cornerstone's license
- VA Home Loan Benefits (VA.gov) — official VA loan documentation
- Virginia Department of Veterans' Services — state Veteran programs
- Virginia Housing — DPA grant, closing-cost grant, Plus Second
- Virginia DHCD HOMEownership DPA — deferred DPA for buyers at or below 80% AMI