Virginia VA Loan Resources Hub
Every free tool, guide, and resource Mike publishes, all in one place.
Program figures verified July 2026. Details change; confirm your scenario with us.
Downloadable PDFs
- The Virginia first-time VA buyer guide: 30+ page guide to using VA financing in Virginia. Covers eligibility, calculations, Virginia-specific advantages (the disabled-Veteran exemption, Down Payment Assistance (DPA)), summer PCS tactics, VA appraisal, refinancing, and pitfalls.
- Virginia Veteran discounts & benefits guide: quarterly-updated 20-page guide to Virginia + federal Veteran benefits, discounts, and tax breaks. Updated quarterly.
Calculators (8 total)
- BAH → Purchase Price: base + rank → max Virginia home price with Virginia summer utility reality
- Funding Fee Calculator: first use vs subsequent + disability waiver
- PITI Payment Calculator: full monthly with Virginia county property tax + insurance + HOA
- Max $0-Down Purchase Calculator: income → max VA home price at 41% DTI guideline
- Disabled Veteran Tax Savings Calculator: disabled Veteran property tax exemption $ savings
- IRRRL Recoupment Calculator: 36-month VA rule pass/fail
- Disability Gross-Up Calculator: 25% boost to qualifying income
- Residual Income Calculator: VA's South region 2026 thresholds
- All calculators in one place
Core Virginia VA loan guides
- Home: site index + base routing
- Eligibility: COE, service requirements, entitlement
- 2026 Virginia Loan Limits: every Virginia county + independent city, plus jumbo
- Disabled Veteran Property Tax: details
- Funding Fee + Waiver: 10%+ disability waiver
- IRRRL Simplify Refi
- First-Time VA Buyer
- Assumable VA Loans
Virginia-specialist content (zero-national-coverage)
- Virginia DPA + VA pairing: how Virginia Housing assistance pairs with a VA loan
- VA Construction Loans in Virginia: single-close vs two-close + Virginia builder list
- Relocating to Virginia: occupancy + tax residency transition
- Tribal Lands + NADL: seven federally recognized Virginia tribes + Native American Direct Loan
- Master-planned community VA approval: VA approval help for Virginia communities
- Hurricane + flood insurance reality: Hampton Roads coast + sea-level-rise
- Hampton Roads vs Northern Virginia vs Richmond: Virginia metro comparison
- Summer PCS Playbook: June-August buyer competition tactics
- Virginia Retiring Veteran Guide: top-3 US retirement state for Veterans
- VA Loan Glossary: 75+ Virginia-relevant terms
Comparison pages
Base hubs (deep PCS guides)
- Naval Station Norfolk: largest naval base in the world, Norfolk
- JB Langley-Eustis: 1st Fighter Wing F-22s + Fort Eustis, Hampton / Newport News
- MCB Quantico: Crossroads of the Marine Corps, Prince William County
- Pentagon / JB Myer-Henderson Hall: DoD headquarters, Arlington
- NAS Oceana: Navy East Coast master jet base, Virginia Beach
- Fort Lee: Army sustainment hub, Richmond / Petersburg area
City guides
- Norfolk · Virginia Beach · Richmond · Alexandria · Arlington · Hampton · Newport News
Veteran discounts
- Statewide Virginia Veterans discounts: state programs + federal benefits + national chains
- Norfolk metro discounts
- Virginia Beach area discounts
- Virginia Veteran discounts & benefits
Free services
- Virginia VA Credit Tune-Up: free credit coaching for Veterans planning to buy in 6-12 months
- 60-Second Eligibility Check: 3-step intake, no credit pull
Connect with Mike
- About Mike: credentials, NMLS, philosophy
- Contact: phone, email, contact form
- For Real Estate Agents: Realtor referral playbook
External resources worth knowing
- NMLS Consumer Access: verify Mike's license + Cornerstone's license
- VA Home Loan Benefits (VA.gov): official VA loan documentation
- Virginia Department of Veterans' Services: state Veteran programs
- Virginia Housing: DPA grant, closing-cost grant, Plus Second
- Virginia DHCD HOMEownership DPA: deferred DPA for buyers at or below 80% AMI